Connect your credit workflow
Financial institutions can evaluate manager-run vaults for eligible clients. Banks and fintechs can discuss governed credit integrations within TORQ’s private preview scope.
Set integration scope. Before you build.
Capital model.
Identify the funding vaults, participation policy, and capital priority your mandate requires.
Operating roles.
Agree who configures the mandate, approves actions, reports valuations, and signs transactions.
Client access.
Map eligibility, approved wallets, and the client journey before connecting an interface.
Recorded outcomes.
Plan how your interface distinguishes submitted actions from confirmed, indexed business results.
Preview scope.
The Developer Platform is in private preview. Confirm the supported environment and workflow before implementation.
Tokenisation has real potential to improve retail payments and wholesale finance.
Connect the agreed workflow.
- Exit handling. Account for available cash, queued requests, and the payout limits of the selected vault.
- Examine the vault. Review the manager, credit exposure, share class, fees and exit terms before offering access.
- Confirm client access. Check client eligibility, custody, permissions and the responsibilities your institution retains.
- Map the integration. Map data, approvals and recorded outcomes. Developer workflows are in private preview.
The settlement market behind integrations.
$295.04B
Stablecoin market capitalization
$6.87T
Monthly stablecoin transfer volume
61.67M
Monthly active stablecoin addresses
RWA.xyz snapshot, 04 OCT 2026. Stablecoin market capitalization and monthly dashboard activity. Transfers include onchain movements beyond payments. Active addresses are address counts, not unique people.
Integration guides.
How vault-funded lending works.
See how capital moves from a vault into loans, repayments, and loss allocation, with each outcome attributed to the capital that funded it.
Read guide
Credit recovery rights and responsibilities.
Review recovery authority, investor protections and beneficiary records to understand who can act on impaired credit and receive later proceeds.
Read guide
Questions for your review.
Read the documentationAn institution can review manager-run vaults, their eligible assets, capital structure, access rules, fees and withdrawal conditions. Any client use depends on the institution’s own review and the vault’s requirements.